Terms of Use

Welcome to 40 Something Cowgirls (referred to as “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, services, and membership features. By using our website and services, you agree to comply with and be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using the 40 Something Cowgirls website and services (the "Services"), you agree to be bound by these Terms of Use, as well as our Privacy Policy. If you do not agree with these Terms, you must not use our website or Services.

2. Membership

To access certain features of our website, you are required to sign up for a membership or account. When you register for a membership, you agree to:

• Provide accurate, current, and complete information during registration.
• Maintain the confidentiality of your account login details and notify us immediately of any unauthorized use of your account.
• Be responsible for all activities under your account, whether authorized or not.

We reserve the right to suspend or terminate your account if you violate these Terms or engage in any fraudulent or unlawful activity.

3. Use of Our Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You are prohibited from:

• Using our website or services in any way that violates any applicable local, state, national, or international law or regulation.
• Attempting to gain unauthorized access to any part of the website or its related systems or networks.
• Uploading, posting, or transmitting any material that is unlawful, offensive, defamatory, obscene, or harmful to others.
• Engaging in any activity that may disrupt, damage, or interfere with the operation of our website, services

4. Content Ownership and Restrictions

All content available on 40 Something Cowgirls—including, but not limited to, text, graphics, images, videos, logos, and software—is the property of 40 Something Cowgirls or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not:

• Reproduce, distribute, modify, or create derivative works from our content without prior written permission.
• Use any content from our site for commercial purposes unless explicitly authorized.

You may use the content available on our site solely for personal, non-commercial purposes in accordance with these Terms.

5. User-Generated Content

If you submit any content to our website or community features (e.g., forums, reviews, photos, etc.), you represent and warrant that:

• You own or have the necessary rights to submit such content.
• Your content does not infringe on the rights of others or violate any laws.
• You grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display your content in connection with the operation of the website and its services.

We reserve the right to remove any content that violates these Terms or that we deem to be inappropriate or harmful.

6. Payments and Subscription Fees

If you choose to become a member or purchase any services, you agree to pay all applicable fees. Payments are processed through secure payment providers, and your use of such payment services is governed by their terms and privacy policies.

• Subscription Fees: If your membership involves a recurring fee, you authorize us to charge your payment method for the subscription amount at the beginning of each billing cycle.
• Cancellations and Refunds: You may cancel your subscription at any time by following the cancellation procedures outlined on our website. Refunds are subject to our refund policy, if applicable. Refunds are not available for memberships or chapter fees.

7. Privacy and Data Collection

We value your privacy and take the protection of your personal data seriously. Our Privacy Policy explains how we collect, use, and protect your information. By using our website, you consent to the practices described in the Privacy Policy.

8. Disclaimers and Limitation of Liability

The 40 Something Cowgirls website and services are provided "as is" and "as available" without any warranties or representations of any kind, whether express or implied. We make no warranties regarding the accuracy, reliability, or availability of the website or services.

To the fullest extent permitted by law, 40 Something Cowgirls will not be liable for any damages arising from:

• Your use or inability to use our website or services.
• Any loss or corruption of data.
• Any unauthorized access or use of your account.

We are not responsible for the content or services provided by third-party websites or services linked to or from our website.

9. Indemnification

You agree to indemnify, defend, and hold harmless 40 Something Cowgirls, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our website or services, or from any violation of these Terms.

10. Termination

We reserve the right to suspend or terminate your access to the website and services at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

11. Changes to These Terms

We may update or modify these Terms of Use at any time. When we do, we will post the updated version on this page and update the "Last updated" date. We encourage you to review these Terms periodically to stay informed about any changes.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state or jurisdiction where 40 Something Cowgirls is located, without regard to its conflict of law principles.

13. Contact Information

If you have any questions about these Terms of Use, please contact us at:

40 Something Cowgirls
cowgirlheadquarters@40sometingcowgirls.com
254-559-2522
www.40somethingcowgirls.com